Helping people get out of debt and save money, and working with creditors to reach your goals.
Credit cards, personal loans, medical bills; we make things easy by combining it all into one.
We work with all credit. Doesn't matter if you never missed a payment or have fallen behind. We have an option for you.
Certified Debt Specialist’s with one goal, to save you money and get you out of debt!
With 20 years of experience in financial service industry our team of 30 experts are here to help you with all your finances. Whether it is a brand new house you have in mind or just simply traveling more. We are there for you every step of the way.
At the core of our client relationships is one simple factor: trust. We know that fostering trust is vital. And it starts by doing more listening than talking. As effective listeners, we can better identify our clients’ goals and concerns, then develop debt relief solutions tailored to each client’s unique situation.
Our commitment to customer care leads the industry. We do what we say we’re going to do, and always act in our client’s best interest. Ameribridge Finance is proud to be the most respected provider of debt relief services in the country. We are proud to be the top-rated Debt Settlement Company by our clients — with tons of experience and testimonials that include how we can help in any situation.
We don’t just do debt resolution and debt relief, we look at the whole financial picture. Our clients have access to a wide network of partners including options for consolidation loans, credit counseling services, bankruptcy referrals, and more. Our team of debt relief experts will review your unique situation and offer solutions based on your situation, your location, and your goals.
Debt Relief is the core of Ameribridge Finance. Getting out of debt is the foundation of many Financial Plan’s. It can cut your monthly payments immediately to give you some breathing room and help you focus on becoming debt-free as quickly as possible while usually saving you a lot of money in the process.
Our program is easy. Rather than paying your creditors, you’ll deposit a monthly payment to a Dedicated Savings Account, in your name and under your control. As funds build up, we’ll contact your creditors to negotiate and agree upon reduced balances. (Because you’re no longer paying the creditor, they will likely view getting a reduced amount as better than risking no payment at all.) Then, you’ll authorize us to use the funds in your Dedicated Savings Account to pay your creditors the lower, negotiated amounts. As accounts are paid off, they should be reported back as a zero balance.
Ameribridge Finance goes way beyond making sure you can afford us – we take the time to review your budget to make sure the solution we suggest will actually help take the pressure off. And, because you can customize your deposit schedule, it’s easier to feel in control throughout the process.
Ameribridge Finance does charge a fee for our service. And, unlike other programs with hardship solutions, our fee is entirely performance-based. We earn nothing for our work until we’ve achieved the results you want, and you feel great about the savings.
Our fees vary by state and the amount of your debt (up to 30% of your enrolled debt). Compared to the thousands of dollars in interest you may pay on credit cards while struggling to pay them off, you can still expect to see an impressive amount of savings with Ameribridge Finance.
While every program differs, here’s an example from a recent client:
“Susan” came to Ameribridge Finance owing $22,800 between credit cards and a personal loan and was paying a little over $1020/month. Having recently transitioned to a fixed income, her focus was reducing the payment and getting rid of the debt. She set up a $362/month deposit for an estimated 48 months (4 years) to become debt-free.
Based on Ameribridge Finance‘s plan “Susan’s” debt could be resolved for about $17,300 instead of an estimated $63,434 based on minimum payments.
Participating in a debt relief program can impact your credit score, but it’s often a temporary setback compared to missing payments or declaring bankruptcy. Over time, paying off reduced debts can help improve your score.
Debt settlement negotiates with creditors to reduce the total debt amount, while debt consolidation combines multiple debts into one usually in the form of a loan with a lower interest rate. We provide options and can compare both for your goals.
